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Maximum DVA payout in 2026

The most the MRCA pays for permanent impairment, what it takes to get there, and how it compares to other payments.

Rates and rules checked October 2026

The maximum weekly amount

The MRCA sets a maximum weekly permanent impairment payment, indexed every 1 July. At 1 July 2026 it's $447.39 a week. You get the full amount at 80 or more combined impairment points, whatever your lifestyle rating or type of service.

The maximum as a lump sum

If you convert the maximum weekly amount to a lump sum, the figure depends on your age, because younger veterans are compensated for more years:

Age when convertedMenWomen
30$604,245$604,245
40$546,711$572,301
50$474,099$504,522
60$386,366$419,786
70$284,674$316,573
80 or more impairment points, 1 July 2026 maximum, conversion factors for elections from 1 March 2026. The lump sum can never be more than the figure for a man aged 30, which is $604,244.93. Estimate only.

Getting close to the maximum

Very few single conditions reach 80 points on their own. Veterans at or near the maximum usually have several accepted conditions combined, for example a serious psychiatric condition plus spinal and lower-limb conditions. Because ratings combine rather than add, each extra condition adds less than its face value.

Other things that open up at high ratings

  • Gold Card: 60 or more impairment points under the MRCA gives you a Gold Card covering treatment for all conditions. More on the Gold Card.
  • SRDP: with at least 50 points, if you can't work more than 10 hours a week, you may be eligible for the Special Rate Disability Pension. SRDP and TPI.

Common questions

What is the maximum DVA payout?
Under the MRCA the maximum permanent impairment payment is $447.39 a week at 1 July 2026, paid at 80 or more impairment points. It can be taken weekly or converted to a lump sum based on your age.
How many points do I need for the maximum?
80 combined impairment points. At 80 points the lifestyle rating no longer matters and warlike and peacetime service pay the same.
Is SRDP more than the maximum permanent impairment payment?
SRDP is a separate, income-replacement style payment for veterans with at least 50 points who can't work more than 10 hours a week. From 20 September 2026 it's $977.95 a week including the Energy Supplement.

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